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Foreign exchange financial planning


Foreign forex discount brokers forexrebatesbrokers planning Foreign exchange financial planning refers to forexbonusrebate exchange financial investors in the financial financial planners advice, in a clear personal foreign exchange financial goals, analysis of their own foreign exchange capital situation cashback forex risk tolerance, the premise of developing a practical plan to maximize the return on personal foreign exchange assets foreign exchange financial planning is part of financial financial planning For professional financial institutions, for Investors to develop foreign exchange financial planning, is for the investors existing foreign exchange assets and investor needs to put forward a set of suitable for investor needs, foreign exchange preservation and appreciation for the purpose of foreign exchange financial planning foreign exchange financial investors, foreign exchange financial planning is to determine their own foreign exchange investment objectives, review their foreign exchange asset allocation status and risk tolerance, in expert advice to adjust their foreign exchange asset allocation and Investment, and timely understanding of their foreign exchange asset accounts and related information, to maximize the return on foreign exchange assets the basic content of foreign exchange financial planning The basic content of foreign exchange financial planning are the following two aspects: (a) determine the personal foreign exchange financial goals Foreign exchange investors may have many financial aspirations, such as diversification of investment risks, to achieve foreign exchange preservation and appreciation, for future study abroad and travel abroad to prepare foreign exchange, etc. However, these wishes are not simply equal to the financial goals of the basic goal of foreign exchange financial planning, is to turn the foreign exchange investors reasonable foreign exchange financial aspirations into specific foreign exchange financial goals financial goals and financial aspirations compared to two obvious features: one is the financial goals can be quantified in monetary terms; the second is the period of time can be achieved foreign exchange investors can, with the help of professional financial management personnel, to Distinguish between short-term, medium-term and long-term financial aspirations, and reasonable aspirations into goals (b) choose foreign exchange financial products When making foreign exchange financial planning, due to the different risk tolerance, different foreign exchange investors have different choices for investors with different capital sizes, the choice of foreign exchange financial products should be properly distinguished according to the scale of investment, divided into small, medium and large investors according to the attitude to risk, the investors are divided into conservative investors and aggressive investors. The investors are divided into conservative investors and aggressive investors For the small size of the conservative investors, because they are not willing to take too much risk, the funds should be used mainly for a higher degree of security varieties, such as foreign exchange savings and trust products so that both through the trust to obtain a higher return than the regular savings, but also through the savings to maintain sufficient liquidity for the small size of the aggressive capital Investors, the majority of the funds into the foreign exchange market, a small portion of the funds put into foreign exchange demand savings, once the foreign exchange market losses, foreign exchange demand savings funds can be used to cover positions For medium-sized conservative investors, based on savings and trust products, 50% of the funds can be given to banks for professional financial planning medium-sized aggressive investors can increase the proportion of foreign exchange market. Because of the large amount of capital, generally can negotiate with banks, in order to get the maximum convenience in the rate of return spreads and services for conservative investors with large capital, in the selection of investment portfolio, you can ask the bank financial experts to carry out specific personal planning aggressive investors with large capital should use the foreign exchange derivatives provided by banks as far as possible, in the foreign exchange market for "hedging ", so as to obtain satisfactory returns
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